Savings Accounts

A savings account is more than just a place to store your extra cash...It’s your financial launchpad.
Where goals take root, where interest grows, and where your future plans start taking shape with
purpose and peace of mind.

Classic Savings

Begin your savings habit to attain your future financial goals.

Interest: All Balances (One Rate) 

$50 Minimum Balance
(waived for Minors & Seniors 55 and better)

$3 Monthly Service Fee if account balance falls below $50

Free Paper Statement

$50 Minimum Opening Deposit

ATM Card

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Platinum Money Market

Grow your savings to achieve your goals.

Interest: All Balances (Tiered)

$25,000 Average Daily Balance

$25 Monthly Service Fee if average daily balance falls below $25,000

Free Paper Statement

Check Writing capabilities... Free Money Market Checks

$25,000 Minimum Opening Deposit

Unlimited Pre-Authorized Withdrawals/Transfers

ATM Card

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Health Savings Account

Save for tomorrow's qualified medical expenses with an HSA. 

Interest: All Balances (One Rate)

$0 Minimum Balance

$25 Annual fee

Free Paper Statement

Contributions to an HSA may be tax deductible. Consult a tax advisor.

HSA Mastercard Debit Card

Must be covered under an HSA-eligible high-deductible health plan

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Certificates of Deposit

Certificates of Deposit offer you an opportunity for earning money through competitive interest rates in exchange for locking in funds for a fixed period of time. 

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Christmas Club

You can secure year-round savings which will help keep your stockings full this upcoming Christmas season!

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Individual Retirement Accounts

Individual Retirement Accounts (IRA) can help you meet your financial goals by saving for retirement.

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Mastercard® Debit Card

Pay with the swipe of your card and your funds are deducted directly from your checking account. You can also access your checking account funds no matter where you are using an ATM.

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Bank Whenever You Want with Digital Banking

Enroll today and download our mobile app to monitor your accounts, pay bills, move money and more, whenever you want from virtually anywhere.

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Your Security... Our Top Priority

Your personal and financial information is protected with industry-leading security measures. You can trust that your information is secure every step of the way. 

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Looking for More Information?

Call us day or night

(888)418-5585

Do a Live Chat

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Send a Secure Message

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Routing Number
071123204
Call Us
(888) 418-5585
Find a Branch or ATM


  • Morton Community Bank is an Illinois Chartered Bank which includes Clock Tower Community Bank and all your Hometown Community Banks. 
Morton Community Bank
Morton, IL
NMLS #422122
Member FDIC
2025 - All Rights Reserved